回應 karlgor
白表90%, 綠表95%, 房署擔保唔洗買按揭保
但扣除1.7%回贈後, 即白表88.3%, 綠表93.3% ;067...
wlsn8229 發表於 2018-04-13 14:33:23 原文
條數唔係咁計, IF 你做90%
個1.7% rebate係base on your mortgage; i.e.
your property's price = HKD 5,000,000
you want 90% mortgage = 4,500,000
& 1.7% = 76,500
so actual mortgage amount from bank = 4,500,000 - 76,500 = 4,423,500
the actual % of mortgage you have = 4,423,500 / 5,000,000 = 88.47%
但如果你做少於90%, 例如70% mortgage,
咁我就唔知個1.7% rebate 仲洗唔洗係個mortgage amount 到扣.
